Whether you own, board, or train horses, it’s important to ensure you have proper coverage. If your horse or one under your care faces a situation that could lead to injury or liability, you need to be prepared. For example, if your horse gets loose and wanders onto a roadway, it could cause an accident. Similarly, a horse might kick or behave unpredictably, resulting in injury to someone. If your horse farm or ranch is open to the public or you care for animals that aren’t yours, you should definitely consider liability protection.
Your equine is covered for death resulting from loading and unloading accidents, fire, animal attacks, falling, lightening, and accidental gun shots.
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